If you are based in The Netherlands and are already a customer of ABN Amro, you may want to go for their “zelf beleggen” product and buy:
As long as your fixed income allocation remains within the limit of the “depositogarantiestelsel”, in current economic climate I would NOT go for DBZB and instead put that money on a (Dutch government protected) savings account.
The main advantage of using Northern Trust Dutch domiciled funds is tax benefits, effectively lowering internal costs.
Portfolio ignoring broker cost for non-Dutch:
If you are based in the USA, you can use Vanguard Total World Stock ETF (VT) instead of VWCE.
You could allocate 5% of the fixed income to microcredits. The Triodos Fair Share Fund (TFSF , NL0013087968, distributing) may be a good option. Microcredits, like bonds, have a negative correlation with stocks.